It’s a basic principle of corporate greed that if you, the consumer, have one dime to spend freely, they are doing something wrong. Microsoft, a standard practitioner of corporatism, is dedicated to making sure you’ll be a little poorer in the future:
Microsoft outlines vision of pay-as-you-go computing.

“Microsoft notes in the application that the end user could end up paying more for the computer, compared with the one-off cost entailed in the existing PC business model, but argues the user would benefit by having a PC with an extended ‘useful life’.”

I understand they’re working on another plan to have everyone’s paycheck directly deposited to a corporate funding pool. There, the money will be distributed to the corporations to which you’ve been assigned as a “consumer”… and if there’s any left, they might pass it along to you after deducting a reasonable fee for their wonderful service.